Ready to complete your first ever buy to let purchase as a one off, need to remortgage your own home due to a job move further afield or even if you already look after a sizeable portfolio of properties within an SPV envelope. We know every little helps when it comes to making a profit on your buy to let portfolio.
We offer unbiased independent advice on buy to let mortgages from the whole of the market. Our fully trained and fully qualified buy to let mortgage adviser works for you with your best interests in mind at all times and will always speak with you in plain English and not technical banking jargon.
Buy to Let Mortgage Advice
- Fully qualified buy to let mortgage adviser
- Up to 80% LTV buy to let mortgages
- Exclusive buy to let mortgages unavailable on the high street
- Fully independent whole of market buy to let mortgage advice
Maximum BTL Mortgage
- Min BTL Deposit
- Max BTL Mortgage
An increasing number of people are moving their buy to let portfolios into a special purpose vehicle or SPV usually a ltd company. This is due to recent tax changes regarding the interest on buy to let properties mortgage payments. You should speak with a specialist tax adviser regarding this first.
Interest only buy to let mortgages are more common among landlords, but depending on your investment goals a repayment buy to let mortgage may suit you better. With an interest only buy to let mortgage, the property is usually sold at the end of the term to pay off the mortgage. If for example the landlord was only wanting one property to top up a pension then a repayment buy to let mortgage will ensure that the mortgage is paid off at the end of the mortgage term.
Different mortgage lenders have different criteria, we are constantly working with lenders to get better understanding of their criteria so we can show you the best deals for your specific personal circumstances. This is something that online comparison sites cannot do. One size does not fit all in the mortgage marketplace.
Buy to Let Mortgage Criteria
Because buy to let mortgage criteria varies massively from lender to lender and the rules around mortgage eligibility are so complex, there is no such thing as a straightforward mortgage case.
We can take you through this complex market and find the right buy to let mortgage product for your circumstances, which could potentially save you thousands of pounds.
Let us help you find the right buy to let mortgage for your investment.